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Hurricanes are a tricky risk for insurers to cover.

A panel reviewing sexual offenses in India has submitted its report to the government almost a month after the rape and murder of a female student in New Delhi. The report says India systemically discriminates against women, and does little to respond to violence against them.

The coaches in next month's Super Bowl are brothers. Jim Harbaugh's San Francisco 49ers face John Harbaugh's Baltimore Ravens. Roy Fox tried to trademark the phrases: Harbowl and Harbaugh Bowl. The NFL threatened to sue him.

On Wednesday, Secretary of State Hillary Clinton gave emotional and at times angry testimony about the attack that killed the U.S. ambassador to Libya and three other Americans last September. She says the U.S. needs a strategy to deal with what she calls a spreading jihadist threat in a new political landscape.

As the leading manufacturer of personal computers, Dell was once one of the world's most important technology companies. But that's changed dramatically as information technology has in many ways moved past the PC. Dell is on the verge of being acquired from shareholders by a private equity group. One of the investors may be Microsoft, also an early computer-age leader now struggling to adapt.

Ali Smith's new book, Artful, began as a series of lectures on comparative literature, given at Oxford last year. The lectures have been given a fictional shell, the story of an unnamed narrator finding a cache of essays in the study of her dead lover. Reviewer John Wilwol calls Artful "superb."

Frank Gore of the San Francisco 49ers had a terrible NFC championship game. Sure, he ran for two touchdowns. And yes, his team came back to win, and made it to the Super Bowl. But officials noticed his socks were sagging. It was his second dress code violation this season, and they fined him $10,500.

VIDEO: See the secretary of state's sharp words for Sen. Ron Johnson, R-Wis., after he accuses the Obama administration of misleading the nation about who was behind last September's attack on the U.S. mission in Benghazi, Libya.

As President Obama starts his second term, Tell Me More examines unfinished business from his first four years in office. Host Michel Martin looks at Bahrain. The small island country plays an important geo-political role (and Kim Kardashian owns a milkshake shop there).

Host Michel Martin talks about first lady Michelle Obama's agenda and challenges for the next four years. She checks in with Maria Teresa Kumar of Voto Latino, and Lonnae O'Neal Parker who recently wrote about feminists' response to Michelle Obama for The Washington Post.